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Cost of living in South Africa

What a month costs, how prices compare with other countries, and where the money goes

#114 by cost of living in the world#7 in Africa

Monthly cost in South Africa

Spending runs from ZAR 1,170 a month in the poorest fifth to ZAR 19,100 in the richest

Per person, whole country

ZAR 3,700

what a typical person spends in a month

Spending across the population

poorest 20%
ZAR 1,170
richest 20%
ZAR 19,100

Where people spend money in South Africa

One person's out-of-pocket spending, averaged across the whole country

Groceries
ZAR 61917%
Transport
ZAR 61917%
Other
ZAR 60316%
Housing
ZAR 55415%
Health care
ZAR 2617%
Leisure & culture
ZAR 2126%

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Key facts

The cost of living in South Africa in numbers

Typical spending takes 15% of the average wage

A typical person spends ZAR 3,700 a month while the average take-home wage is ZAR 25,200, so 85% of an average wage sits above what a typical person spends.

The richest fifth spends 16.3× the poorest

Spending runs from ZAR 1,170 a month in the poorest fifth to ZAR 19,100 in the richest, which is #4 of 185 countries by that gap. A single national average hides a lot here.

Transport takes an unusual share of the budget

It absorbs 16.6% of spending here, or ZAR 619 a month, against 11.3% in a typical country, 5.3 points more.

How living costs in South Africa compare

Neighbours, region and the world on the same monthly figure

monthly spend · % vs South Africa
1South Africa
ZAR 3,700
2Namibia
ZAR 2,980-19%
3Botswana
ZAR 2,960-20%
4Eswatini
ZAR 2,250-39%
5Zimbabwe
ZAR 2,000-46%
6Lesotho
ZAR 1,030-72%
7Mozambique
ZAR 407-89%

What things cost here

How much the same goods and services cost in South Africa against other countries

Cheaper than 69% of countries

Where South Africa sits when every country is lined up from cheapest to most expensive

cheapest
Pakistan
most expensive
Bermuda
world
middle

A basket of goods and services that costs ZAR 16,300 at world-middle prices costs ZAR 13,800 here.

Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), category breakdown 2024 (United Nations Statistics Division), adjusted to 2026 using IMF GDP-per-capita growth

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What it costs to live in South Africa

Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in South Africa and how much you could have left each month

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Cost of living in South Africa

ZAR 1,170/mo

vs ZAR 13,000 in your country

Take-home

ZAR 10,100

vs ZAR 19,500 in your country

Potential savings

ZAR 8,900

more than in your country

Standard of living

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Frequently asked questions

What is the cost of living in South Africa?

A typical person in South Africa spends about ZAR 3,700 a month — around ZAR 44,400 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.

What is the standard of living in South Africa?

By spending, South Africa ranks #114 of 185 countries. A typical person spends about ZAR 3,700 a month, the poorest 20% about ZAR 1,170 and the richest 20% about ZAR 19,100. The gap between them shows how unevenly people live.

What is the cost of living in South Africa in US dollars?

The cost of living in South Africa is about $227 a month, or roughly $2,724 a year per person.

How much money do you need to live comfortably in South Africa?

It all depends on your standard of living. A modest budget runs about ZAR 1,170 a month per person, a typical one around ZAR 3,700, and a comfortable life around ZAR 6,110. In big cities and for a family, costs are usually higher.

What do people spend the most on in South Africa?

The biggest expense is groceries, at about ZAR 619 a month (17% of spending). Then come transport (ZAR 619, 17%) and housing (ZAR 554, 15%).

Is the average salary in South Africa enough to live on?

Yes, with room to spare. Average spending is about ZAR 3,700 a month, while the average take-home pay in South Africa is about ZAR 25,200. For more on incomes, see salaries in South Africa.

Is South Africa an expensive country to live in?

Somewhat. South Africa is more expensive than 39% of countries worldwide and ranks 7th of 53 in Africa by cost of living.

What currency is used in South Africa?

South Africa uses the South African Rand (ZAR). Amounts on this page are shown in it; the currency switcher converts them.

Where to live?

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Living in South Africa

See the full country overview