MigrantoCost of living in Ghana
What a month costs, how prices compare with other countries
Monthly cost in Ghana
Spending runs from GHS 598 a month in the poorest fifth to GHS 6,280 in the richest
Per person, whole country
GHS 1,850
what a typical person spends in a month
Spending across the population
GHS 598richest 20%
GHS 6,280
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Key facts
The cost of living in Ghana in numbers
The cheapest of its neighbours
No neighbouring country is cheaper. The same basket costs GHS 8,470 here against GHS 8,680 in Burkina Faso, the closest on price.
Among the cheapest countries in the world
Cheaper than 81% of countries. A basket that costs GHS 11,300 at world-middle prices costs GHS 8,470 here.
The richest fifth spends 10.5× the poorest
Spending runs from GHS 598 a month in the poorest fifth to GHS 6,280 in the richest, which is #18 of 185 countries by that gap. A single national average hides a lot here.
Typical spending takes 79% of the average wage
A typical person spends GHS 1,850 a month while the average take-home wage is GHS 2,340, so 21% of an average wage sits above what a typical person spends.
How living costs in Ghana compare
Neighbours, region and the world on the same monthly figure
What things cost here
How much the same goods and services cost in Ghana against other countries
Cheaper than 81% of countries
Where Ghana sits when every country is lined up from cheapest to most expensive
Pakistanmost expensive
Bermuda
middle
A basket of goods and services that costs GHS 11,300 at world-middle prices costs GHS 8,470 here.
Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), adjusted to 2026 using IMF GDP-per-capita growth
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What it costs to live in Ghana
Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in Ghana and how much you could have left each month
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Cost of living in Ghana
GHS 598/mo
vs GHS 9,030 in your country
Take-home
GHS 1,310
vs GHS 13,500 in your country
Potential savings
GHS 707
more than in your country
Standard of living
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Frequently asked questions
What is the cost of living in Ghana?
A typical person in Ghana spends about GHS 1,850 a month — around GHS 22,200 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.
What is the standard of living in Ghana?
By spending, Ghana ranks #134 of 185 countries. A typical person spends about GHS 1,850 a month, the poorest 20% about GHS 598 and the richest 20% about GHS 6,280. The gap between them shows how unevenly people live.
What is the cost of living in Ghana in US dollars?
The cost of living in Ghana is about $164 a month, or roughly $1,968 a year per person.
How much money do you need to live comfortably in Ghana?
It all depends on your standard of living. A modest budget runs about GHS 598 a month per person, a typical one around GHS 1,850, and a comfortable life around GHS 2,890. In big cities and for a family, costs are usually higher.
Is the average salary in Ghana enough to live on?
In most cases yes, but without much of a cushion. Average spending is about GHS 1,850 a month, while the average take-home pay in Ghana is about GHS 2,340. For more on incomes, see salaries in Ghana.
Is Ghana an expensive country to live in?
No. Ghana is more expensive than 28% of countries worldwide and ranks 15th of 53 in Africa by cost of living.
What currency is used in Ghana?
Ghana uses the Ghanaian Cedi (GHS). Amounts on this page are shown in it; the currency switcher converts them.
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Living in Ghana
See the full country overview