MigrantoCost of living in Ghana
Average monthly spending, by standard of living and against other countries
Monthly cost
GHS 1,850
what a typical person spends
Spending by standard of living
GHS 598richest 20%
GHS 6,280
Ghana's prices move with a currency that loses ground often, so the cost of anything brought in from abroad has a way of creeping up over time. It's a lively, trading economy — cocoa, gold, and a busy capital — and Accra in particular can run dearer than first-timers expect. Underneath the averages lies a steep divide: a comfortable life and a bare one are worlds apart, depending on where your income sits.
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What it costs to live in Ghana
Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in Ghana and how much you could have left each month
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- How much could be left each month
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Cost of living in Ghana
GHS 598/mo
vs GHS 9,030 in your country
Take-home
GHS 1,310
vs GHS 13,500 in your country
Potential savings
GHS 707
more than in your country
Standard of living
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How living costs in Ghana compare
Across the region, Ghana counts among the more expensive places to settle, lifted by a busy economy and a capital that prices like a regional hub. Seen against the world, though, it stays firmly affordable — a foreign salary goes a long way here, even if local prices feel anything but low to those earning in cedi.
Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), adjusted to 2026 using IMF GDP-per-capita growth
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Frequently asked questions
What is the cost of living in Ghana?
A typical person in Ghana spends about GHS 1,850 a month — around GHS 22,200 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.
What is the cost of living in Ghana in US dollars?
The cost of living in Ghana is about $164 a month, or roughly $1,968 a year per person.
How much money do you need to live comfortably in Ghana?
It all depends on your standard of living. A modest budget runs about GHS 598 a month per person, a typical one around GHS 1,850, and a comfortable life around GHS 2,890. In big cities and for a family, costs are usually higher.
Is the average salary in Ghana enough to live on?
In most cases yes, but without much of a cushion. Average spending is about GHS 1,850 a month, while the average take-home pay in Ghana is about GHS 2,340. For more on incomes, see salaries in Ghana.
Is Ghana an expensive country to live in?
No. Ghana is more expensive than 28% of countries worldwide and ranks 15th of 53 in Africa by cost of living.
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Living in Ghana
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