Cost of living in Malta
What a month costs, how prices compare with other countries, and where the money goes
Monthly cost in Malta
Spending runs from €644 a month in the poorest fifth to €3,370 in the richest
Per person, whole country
€1,430
what a typical person spends in a month
Spending across the population
€644richest 20%
€3,370
Where people spend money in Malta
One person's out-of-pocket spending, averaged across the whole country
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Key facts
The cost of living in Malta in numbers
Dining out takes an unusual share of the budget
It absorbs 21.1% of spending here, or €303 a month, against 7.1% in a typical country, 14 points more.
Typical spending takes 80% of the average wage
A typical person spends €1,430 a month while the average take-home wage is €1,800, so 20% of an average wage sits above what a typical person spends.
How living costs in Malta compare
Neighbours, region and the world on the same monthly figure
What things cost here
How much the same goods and services cost in Malta against other countries
More expensive than 79% of countries
Where Malta sits when every country is lined up from cheapest to most expensive
Pakistanmost expensive
Bermuda
middle
A basket of goods and services that costs €865 at world-middle prices costs €1,260 here.
Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), category breakdown 2023 (Eurostat), adjusted to 2026 using IMF GDP-per-capita growth
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What it costs to live in Malta
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Cost of living in Malta
€644/mo
vs €692 in your country
Take-home
€959
vs €1,040 in your country
Potential savings
€315
more than in your country
Standard of living
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Frequently asked questions
What is the cost of living in Malta?
A typical person in Malta spends about €1,430 a month — around €17,200 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.
What is the standard of living in Malta?
By spending, Malta ranks #28 of 185 countries. A typical person spends about €1,430 a month, the poorest 20% about €644 and the richest 20% about €3,370. The gap between them shows how unevenly people live.
What is the cost of living in Malta in US dollars?
The cost of living in Malta is about $1,657 a month, or roughly $19,884 a year per person.
How much money do you need to live comfortably in Malta?
It all depends on your standard of living. A modest budget runs about €644 a month per person, a typical one around €1,430, and a comfortable life around €1,900. In big cities and for a family, costs are usually higher.
What do people spend the most on in Malta?
The biggest expense is dining out, at about €303 a month (21% of spending). Then come groceries (€179, 13%) and housing (€166, 12%).
Is the average salary in Malta enough to live on?
In most cases yes, but without much of a cushion. Average spending is about €1,430 a month, while the average take-home pay in Malta is about €1,800. For more on incomes, see salaries in Malta.
Is Malta an expensive country to live in?
Yes. Malta is more expensive than 85% of countries worldwide and ranks 17th of 41 in Europe by cost of living.
What currency is used in Malta?
Malta uses the Euro (EUR). Amounts on this page are shown in it; the currency switcher converts them.
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Living in Malta
See the full country overview