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Cost of living in Malta

What a month costs, how prices compare with other countries, and where the money goes

#28 by cost of living in the world#17 in Europe

Monthly cost in Malta

Spending runs from €644 a month in the poorest fifth to €3,370 in the richest

Per person, whole country

€1,430

what a typical person spends in a month

Spending across the population

poorest 20%
€644
richest 20%
€3,370

Where people spend money in Malta

One person's out-of-pocket spending, averaged across the whole country

Dining out
€30321%
Other
€24617%
Groceries
€17913%
Housing
€16612%
Transport
€14810%
Leisure & culture
€1269%

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Key facts

The cost of living in Malta in numbers

Dining out takes an unusual share of the budget

It absorbs 21.1% of spending here, or €303 a month, against 7.1% in a typical country, 14 points more.

Typical spending takes 80% of the average wage

A typical person spends €1,430 a month while the average take-home wage is €1,800, so 20% of an average wage sits above what a typical person spends.

How living costs in Malta compare

Neighbours, region and the world on the same monthly figure

monthly spend · % vs Malta
1Italy
€1,590+11%
2Malta
€1,430
3Greece
€1,190-17%
4Montenegro
€764-47%
5Albania
€621-57%
6Tunisia
€232-84%

What things cost here

How much the same goods and services cost in Malta against other countries

More expensive than 79% of countries

Where Malta sits when every country is lined up from cheapest to most expensive

cheapest
Pakistan
most expensive
Bermuda
world
middle

A basket of goods and services that costs €865 at world-middle prices costs €1,260 here.

Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), category breakdown 2023 (Eurostat), adjusted to 2026 using IMF GDP-per-capita growth

Living-cost calculator

What it costs to live in Malta

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IT & communication

Cost of living in Malta

€644/mo

vs €692 in your country

Take-home

€959

vs €1,040 in your country

Potential savings

€315

more than in your country

Standard of living

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Frequently asked questions

What is the cost of living in Malta?

A typical person in Malta spends about €1,430 a month — around €17,200 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.

What is the standard of living in Malta?

By spending, Malta ranks #28 of 185 countries. A typical person spends about €1,430 a month, the poorest 20% about €644 and the richest 20% about €3,370. The gap between them shows how unevenly people live.

What is the cost of living in Malta in US dollars?

The cost of living in Malta is about $1,657 a month, or roughly $19,884 a year per person.

How much money do you need to live comfortably in Malta?

It all depends on your standard of living. A modest budget runs about €644 a month per person, a typical one around €1,430, and a comfortable life around €1,900. In big cities and for a family, costs are usually higher.

What do people spend the most on in Malta?

The biggest expense is dining out, at about €303 a month (21% of spending). Then come groceries (€179, 13%) and housing (€166, 12%).

Is the average salary in Malta enough to live on?

In most cases yes, but without much of a cushion. Average spending is about €1,430 a month, while the average take-home pay in Malta is about €1,800. For more on incomes, see salaries in Malta.

Is Malta an expensive country to live in?

Yes. Malta is more expensive than 85% of countries worldwide and ranks 17th of 41 in Europe by cost of living.

What currency is used in Malta?

Malta uses the Euro (EUR). Amounts on this page are shown in it; the currency switcher converts them.

Where to live?

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Living in Malta

See the full country overview