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Cost of living in Hong Kong

What a month costs, how prices compare with other countries, and where the money goes

#9 by cost of living in the world#1 in Asia

Monthly cost in Hong Kong

Spending runs from HK$9,080 a month in the poorest fifth to HK$54,400 in the richest

Per person, whole country

HK$21,300

what a typical person spends in a month

Spending across the population

poorest 20%
HK$9,080
richest 20%
HK$54,400

Where people spend money in Hong Kong

One person's out-of-pocket spending, averaged across the whole country

Other
HK$6,48031%
Housing
HK$3,89018%
Groceries
HK$2,32011%
Clothing
HK$2,02010%
Transport
HK$1,6808%
Leisure & culture
HK$1,5307%

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Key facts

The cost of living in Hong Kong in numbers

Other takes an unusual share of the budget

It absorbs 30.5% of spending here, or HK$6,480 a month, against 14.6% in a typical country, 15.9 points more.

The most expensive of its neighbours

Every neighbouring country is cheaper. The same basket costs HK$12,100 here against HK$9,500 in Macao, the closest on price.

How living costs in Hong Kong compare

Neighbours, region and the world on the same monthly figure

monthly spend · % vs Hong Kong
1Hong Kong
HK$21,300
2Macao
HK$12,700-40%
3China
HK$3,090-85%
4Philippines
HK$1,650-92%
5Vietnam
HK$1,500-93%
6Laos
HK$752-96%

What things cost here

How much the same goods and services cost in Hong Kong against other countries

More expensive than 80% of countries

Where Hong Kong sits when every country is lined up from cheapest to most expensive

cheapest
Pakistan
most expensive
Bermuda
world
middle

A basket of goods and services that costs HK$7,840 at world-middle prices costs HK$12,100 here.

Data source: household consumption 2024 (World Bank, regional estimate), International Comparison Program 2021 (World Bank), category breakdown 2024 (United Nations Statistics Division), adjusted to 2026 using IMF GDP-per-capita growth

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What it costs to live in Hong Kong

Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in Hong Kong and how much you could have left each month

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IT & communication

Cost of living in Hong Kong

HK$9,080/mo

vs HK$6,270 in your country

Take-home

HK$10,300

vs HK$9,400 in your country

Potential savings

HK$1,180

more than in your country

Standard of living

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Frequently asked questions

What is the cost of living in Hong Kong?

A typical person in Hong Kong spends about HK$21,300 a month — around HK$255,000 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.

What is the standard of living in Hong Kong?

By spending, Hong Kong ranks #9 of 185 countries. A typical person spends about HK$21,300 a month, the poorest 20% about HK$9,080 and the richest 20% about HK$54,400. The gap between them shows how unevenly people live.

What is the cost of living in Hong Kong in US dollars?

The cost of living in Hong Kong is about $2,713 a month, or roughly $32,556 a year per person.

How much money do you need to live comfortably in Hong Kong?

It all depends on your standard of living. A modest budget runs about HK$9,080 a month per person, a typical one around HK$21,300, and a comfortable life around HK$30,000. In big cities and for a family, costs are usually higher.

What do people spend the most on in Hong Kong?

The biggest expense is housing, at about HK$3,890 a month (18% of spending). Then come groceries (HK$2,320, 11%) and clothing (HK$2,020, 10%).

Is the average salary in Hong Kong enough to live on?

Usually not quite. Average spending is about HK$21,300 a month, while the average take-home pay in Hong Kong is about HK$18,100. For more on incomes, see salaries in Hong Kong.

Is Hong Kong an expensive country to live in?

Yes. Hong Kong is more expensive than 96% of countries worldwide and ranks 1st of 27 in Asia by cost of living.

What currency is used in Hong Kong?

Hong Kong uses the Hong Kong Dollar (HKD). Amounts on this page are shown in it; the currency switcher converts them.

Where to live?

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Living in Hong Kong

See the full country overview