MigrantoCost of living in Finland
What a month costs, how prices compare with other countries, and where the money goes
Monthly cost in Finland
Spending runs from €1,050 a month in the poorest fifth to €4,200 in the richest
Per person, whole country
€2,020
what a typical person spends in a month
Spending across the population
€1,050richest 20%
€4,200
Where people spend money in Finland
One person's out-of-pocket spending, averaged across the whole country
Ask Migo
Tap a question — our AI assistant answers it in chat
Key facts
The cost of living in Finland in numbers
Housing takes an unusual share of the budget
It absorbs 29.7% of spending here, or €601 a month, against 18.4% in a typical country, 11.3 points more.
Among the most expensive countries in the world
More expensive than 93% of countries. A basket that costs €865 at world-middle prices costs €1,610 here.
Typical spending takes 77% of the average wage
A typical person spends €2,020 a month while the average take-home wage is €2,630, so 23% of an average wage sits above what a typical person spends.
How living costs in Finland compare
Neighbours, region and the world on the same monthly figure
What things cost here
How much the same goods and services cost in Finland against other countries
More expensive than 93% of countries
Where Finland sits when every country is lined up from cheapest to most expensive
Pakistanmost expensive
Bermuda
middle
A basket of goods and services that costs €865 at world-middle prices costs €1,610 here.
Data source: household consumption 2023 (World Bank), International Comparison Program 2021 (World Bank), category breakdown 2023 (Eurostat), adjusted to 2026 using IMF GDP-per-capita growth
Living-cost calculator
What it costs to live in Finland
Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in Finland and how much you could have left each month
- What your lifestyle costs
- How much could be left each month
- How it compares with today
Cost of living in Finland
€1,050/mo
vs €692 in your country
Take-home
€1,380
vs €1,040 in your country
Potential savings
€329
more than in your country
Standard of living
Under a minute, no sign-up
Frequently asked questions
What is the cost of living in Finland?
A typical person in Finland spends about €2,020 a month — around €24,300 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.
What is the standard of living in Finland?
By spending, Finland ranks #16 of 185 countries. A typical person spends about €2,020 a month, the poorest 20% about €1,050 and the richest 20% about €4,200. The gap between them shows how unevenly people live.
What is the cost of living in Finland in US dollars?
The cost of living in Finland is about $2,340 a month, or roughly $28,080 a year per person.
How much money do you need to live comfortably in Finland?
It all depends on your standard of living. A modest budget runs about €1,050 a month per person, a typical one around €2,020, and a comfortable life around €2,570. In big cities and for a family, costs are usually higher.
What do people spend the most on in Finland?
The biggest expense is housing, at about €601 a month (30% of spending). Then come groceries (€253, 13%) and transport (€225, 11%).
Is the average salary in Finland enough to live on?
In most cases yes, but without much of a cushion. Average spending is about €2,020 a month, while the average take-home pay in Finland is about €2,630. For more on incomes, see salaries in Finland.
Is Finland an expensive country to live in?
Yes. Finland is more expensive than 92% of countries worldwide and ranks 11th of 41 in Europe by cost of living.
What currency is used in Finland?
Finland uses the Euro (EUR). Amounts on this page are shown in it; the currency switcher converts them.
Where to live?
Score countries, regions and cities by what matters to you
Living in Finland
See the full country overview