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Cost of living in Bosnia

What a month costs, how prices compare with other countries, and where the money goes

#73 by cost of living in the world#37 in Europe

Monthly cost in Bosnia

Spending runs from BAM 465 a month in the poorest fifth to BAM 2,190 in the richest

Per person, whole country

BAM 976

what a typical person spends in a month

Spending across the population

poorest 20%
BAM 465
richest 20%
BAM 2,190

Where people spend money in Bosnia

One person's out-of-pocket spending, averaged across the whole country

Groceries
BAM 32033%
Other
BAM 15216%
Housing
BAM 12212%
Dining out
BAM 788%
Transport
BAM 737%
Home & household
BAM 616%

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Key facts

The cost of living in Bosnia in numbers

Groceries takes an unusual share of the budget

It absorbs 32.7% of spending here, or BAM 320 a month, against 19.7% in a typical country, 13 points more.

Typical spending takes 58% of the average wage

A typical person spends BAM 976 a month while the average take-home wage is BAM 1,680, so 42% of an average wage sits above what a typical person spends.

How living costs in Bosnia compare

Neighbours, region and the world on the same monthly figure

monthly spend · % vs Bosnia
1Slovenia
BAM 2,700+176%
2Croatia
BAM 2,080+114%
3Hungary
BAM 1,700+74%
4Montenegro
BAM 1,490+53%
5Serbia
BAM 1,260+29%
6Bosnia
BAM 976
7Kosovo
BAM 818-16%

What things cost here

How much the same goods and services cost in Bosnia against other countries

More expensive than 53% of countries

Where Bosnia sits when every country is lined up from cheapest to most expensive

cheapest
Pakistan
most expensive
Bermuda
world
middle

A basket of goods and services that costs BAM 1,690 at world-middle prices costs BAM 1,760 here.

Data source: household consumption 2024 (World Bank), International Comparison Program 2021 (World Bank), category breakdown 2023 (Eurostat), adjusted to 2026 using IMF GDP-per-capita growth

Living-cost calculator

What it costs to live in Bosnia

Tell us what you earn and spend today — we'll estimate what the same lifestyle would cost in Bosnia and how much you could have left each month

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IT & communication

Cost of living in Bosnia

BAM 465/mo

vs BAM 1,350 in your country

Take-home

BAM 986

vs BAM 2,030 in your country

Potential savings

BAM 521

more than in your country

Standard of living

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Frequently asked questions

What is the cost of living in Bosnia?

A typical person in Bosnia spends about BAM 976 a month — around BAM 11,700 a year — on housing, groceries, transport and other everyday costs. It's a nationwide average across different regions, cities and types of housing.

What is the standard of living in Bosnia?

By spending, Bosnia ranks #73 of 185 countries. A typical person spends about BAM 976 a month, the poorest 20% about BAM 465 and the richest 20% about BAM 2,190. The gap between them shows how unevenly people live.

What is the cost of living in Bosnia in US dollars?

The cost of living in Bosnia is about $577 a month, or roughly $6,924 a year per person.

How much money do you need to live comfortably in Bosnia?

It all depends on your standard of living. A modest budget runs about BAM 465 a month per person, a typical one around BAM 976, and a comfortable life around BAM 1,300. In big cities and for a family, costs are usually higher.

What do people spend the most on in Bosnia?

The biggest expense is groceries, at about BAM 320 a month (33% of spending). Then come housing (BAM 122, 12%) and dining out (BAM 78, 8%).

Is the average salary in Bosnia enough to live on?

Yes, with room to spare. Average spending is about BAM 976 a month, while the average take-home pay in Bosnia is about BAM 1,680. For more on incomes, see salaries in Bosnia.

Is Bosnia an expensive country to live in?

Somewhat. Bosnia is more expensive than 61% of countries worldwide and ranks 37th of 41 in Europe by cost of living.

What currency is used in Bosnia?

Bosnia uses the Bosnia-Herzegovina Convertible Mark (BAM). Amounts on this page are shown in it; the currency switcher converts them.

Where to live?

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Living in Bosnia

See the full country overview